Uber Accident

Uber is a great way to get to or from Miami International Airport, go out for the evening without worrying about drinking and driving, or take any trip without driving yourself or relying on public transportation. Uber is convenient, fast, and cashless—you know the cost upfront and can choose from multiple service types, whether budget-friendly, luxury, group-friendly, wheelchair-accessible, or child seat equipped.

But despite its advantages, Uber comes with risks. Uber drivers are not professional drivers—they are everyday people, just as prone to car accidents as anyone else. In fact, some aspects of the job actually increase the risk of accidents.

🚨 Risks of Uber Driving

  • Deadheading—Long hours spent driving while waiting for fares increases the risk of drowsy driving and fatigue.
  • Side jobs—Many Uber drivers work after full-time jobs, leading to distraction and exhaustion.
  • Night driving—Most Uber trips occur late at night or on weekends, when accident risks are higher.
  • Distraction—GPS navigation, Uber app notifications, and even logging into Lyft simultaneously create dangerous distractions.
  • Traffic increase—Ridesharing has contributed to more cars on the road, raising accident rates.

📊 Uber reported at least 97 fatalities in 2017–2018, and studies suggest traffic deaths have increased since ridesharing began in 2011.

📜 Florida’s T.N.C. (Transportation Network Company) Law

Florida law imposes certain requirements on Uber and Lyft drivers:

  • ❌ Drivers with DUI, reckless driving, violent crime, or sex offense records cannot drive for Uber.
  • ❌ Drivers with suspended or revoked licenses in the past 3 years are prohibited.
  • ✅ However, drivers may still have up to 3 moving violations on record and remain eligible.
  • ⚠️ No vehicle maintenance requirements exist under Florida law—drivers decide how well they maintain brakes, tires, wipers, and lights.
  • ⚠️ There is no cap on driving hours, leaving fatigued driving a major risk.

🛡️ Uber Insurance Coverage in Florida

Florida law requires a combination of Uber and driver coverage:

  • Logged in, no ride accepted – $50,000 per person / $100,000 per accident for bodily injury, and $25,000 for property damage.

  • Ride accepted or passenger onboard – $1 million in liability coverage until the trip ends.

  • Driver not logged in – Only personal insurance applies (must carry PIP and UM coverage; BIL not required).

  • Additional Uber coverage – Contingent collision & comprehensive with $1,000 deductible, plus UM/UIM while logged in.

🏥 Injured Passengers & Drivers

  • Passengers – May have claims against the Uber driver, another driver, or both. Insurance companies often dispute liability.
  • Uber Drivers—Injured while driving may face complex insurance battles between Uber’s coverage and other parties.
  • Other Drivers—Those struck by Uber drivers may pursue damages under Uber’s policy, depending on app status.

Each case involves unique challenges, making experienced legal representation critical.

💼 How Kaba Law Group Can Help

At Kaba Law Group, P.L.L.C., we represent passengers, Uber drivers, and other motorists injured in Uber-related crashes. Our lawyers have the skills, knowledge, and courtroom experience to:

  • Investigate liability and preserve vital evidence
  • Navigate complex insurance disputes
  • Determine the best strategy for maximizing recovery
  • Hold all negligent parties accountable

📞 Call us today at 305-245-9990 or contact us online to schedule a free, private, and confidential consultation with our Miami-Dade Uber accident lawyers.

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