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Perhaps only slightly less well-known than its main competitor Uber, the transportation network company Lyft is a rideshare service operating in hundreds of cities across the country, including Miami, Fort Lauderdale and dozens of other cities in Florida. With over two million people driving for Lyft, Lyft drivers will inevitably get into accidents, whether it’s their fault or the other driver’s. So what happens if you are hit by a Lyft driver or while driving for Lyft? What if you are a passenger in a Lyft who suffers injuries in a wreck?
Accidents involving Lyft are handled differently than other car accidents in significant ways. So you’ll want an experienced car accident attorney on your side who understands these distinctions and can help you get medical care and compensation after a crash. Lyft accident lawyer Moises Kaba III is a Florida Attorney with over 36 years of legal experience. He knows how to build a case against a negligent driver, and he has amassed an impressive record of verdicts and settlements that show Kaba Law Group, P.L.L.C. is a law firm that gets results.
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If you see the Lyft logo on the vehicle that hits you, it’s essential to find out whether that driver was transporting a customer or had matched with someone on the app and was on the way to pick up a fare. Lyft provides liability insurance for its drivers in some cases, and this coverage is much higher than basic no-fault limits if it applies. For example, coverage for Lyft accidents in Florida breaks down like this:
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Suppose the driver was logged in to the app and available to accept ride requests but had not yet received a match notification when the accident happened. In that case, Lyft provides a liability insurance policy that covers $50,000 for personal injury to one person, $100,000 if multiple people are injured, and $25,000 in property damage.
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If the driver had accepted a ride request or actively transported a passenger when the crash occurred, Lyft covers the injured parties with a $1 million liability insurance policy.
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If the driver was not logged into the Lyft app at the time of the accident, Florida no-fault insurance (Personal Injury Protection/P.I.P.) applies. However, a fault-based negligence claim is possible if the accident caused a permanent injury.
While insurance companies might fight over which driver caused a crash, injured passengers are rarely to blame and can claim 100% of their damages, assuming they can identify the responsible party. For example, the liability insurance provided by Lyft covers injuries to passengers in the Lyft vehicle. However, Lyft might instead tell you the other driver is the one responsible for you. While your first recourse might be against the other driver, Lyft should step in and cover your damages if the other driver is uninsured or if there is a dispute over liability. Your own Attorney in this process should represent you to make sure the appropriate party or parties are pursued for damages and that you get the maximum amount of compensation due to you.
If you crash while driving for Lyft, don’t be surprised if the other driver comes after you with a negligence lawsuit as soon as they hear about Lyft’s million-dollar insurance policy. If you weren’t at fault, our accident lawyer shall fend off unwarranted claims of your negligence while proving a case against the other driver for their liability to you. If they didn’t have insurance or were underinsured, Lyft provides uninsured motorist (UM) and underinsured motorist (UIM) coverage to pay for the damages done to you or your passengers. If you need to show the other driver your Lyft insurance, you should be able to pull up a certificate of insurance in the Lyft app by tapping first on the vehicle icon, followed by Lyft Insurance.
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Lyft provides its drivers with collision and comprehensive coverage, contingent on their driver also carrying some level of coverage on their individual policy. This insurance covers the lesser of the cost of repairs to your vehicle or its actual cash value if you get in a wreck after getting a match notification and before dropping off your passenger. This benefit is subject to a $2,500 deductible and applies without regard to who is to blame for causing the crash.
WE ARE HERE TO HELP WITH YOUR LYFT CAR ACCIDENT
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At Kaba Law Group, P.L.L.C., our lawyers have the professional skills, legal knowledge, and trial experience that you can trust and rely on for results.
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If you were in a crash with a Lyft driver, Kaba Law Group and our Miami Dade County Lyft Car Accident lawyers have the legal experience and dedication you need to represent you. We will help you to determine who was at fault and hold them accountable for compensating you for the total value of your injuries and resulting damages. We help you get the compensation that you deserve!
Call us today at (305)-245-9990 or schedule an free appointment online https://kabalaw.cliogrow.com/book, fully private, and confidential consultation and learn more about how we can help.
